Privacy Policy

1. Introduction

Premium Finance (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our financial services platform.

Please read this privacy policy carefully. By using our services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information

• Name, email address, and contact information
• Business name and registration details
• Financial records and accounting data you provide
• Payment information processed through our secure payment provider
• Communication records between you and our team

Automatically Collected Information

• Device and browser information
• IP address and location data
• Usage patterns and preferences
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial services
• Process your transactions and manage your account
• Communicate with you about your services, updates, and support
• Ensure the security and integrity of our platform
• Comply with legal obligations and regulatory requirements
• Analyze usage patterns to enhance user experience

4. Data Sharing and Disclosure

We may share your information with:

• Service providers: Third parties who assist in operating our platform (payment processors, cloud hosting, etc.)
• Professional advisors: Accountants, lawyers, and consultants as necessary
• Legal requirements: When required by law, court order, or government request
• Business transfers: In connection with a merger, acquisition, or sale of assets

We never sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your data:

• Encryption of data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication measures
• Employee training on data protection practices
• Secure data centers with physical security measures

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Financial records may be retained for up to 7 years as required by accounting and tax regulations. You may request deletion of your data, subject to legal retention requirements.

7. Your Rights

Depending on your location, you may have the following rights:

• Access and receive a copy of your personal data
• Correct inaccurate or incomplete information
• Request deletion of your personal data
• Object to or restrict certain processing activities
• Data portability to another service provider
• Withdraw consent where processing is based on consent

8. Cookies

We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content. You can manage cookie preferences through your browser settings. Some features may not function properly if cookies are disabled.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last updated” date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this privacy policy or our data practices, please contact us: